Request For Debt Financing For a Real Estate Company. ROI OF 10%

Real estate company and into construction of affordable housing units.
We require funding for development of housing units.
We will pay a return of 10% on investments.

INVESTMENT OPPORTUNITY SNAPSHOT
Country: Ghana
Industry: Real Estate
Stage: Start-up
Investment size: $2,000,000 / min. $500,000
ROI: 10% in 10 years
Type of investment: Debt Financing

• FINANCIAL FORECAST
YEAR 1 YEAR 2 YEAR 3
Sales $1,000,000 $2,000,000 $5,000,000
Net Income $500,000 $1,200,000 $2,000,000

INVESTMENT OPPORTUNITY
The company has started business in the sector of housing projects, real estate & properties.
We have the intention of putting up apartments that are fully furnished for rental and sales purpose at a prime location within the Greater Accra region of Ghana. Our offering will include also student hostels, two and three bedroom houses and building of choice for individuals and corporate organizations within the country.
These projects will start immediately after funding is secured and the necessary documentations are met by both parties.
Within six to twelve months, the houses will be ready for sale and renting and the business will start generating revenues to meet the cost of funds and possible reinvesting into the business.
Target Market
We are targeting government workers, corporate institutions/bodies, tourists, individuals, workers, families, educational institutions and training colleges, medical, banking, financial institutions, etc. to patronize this service at an affordable price.
Selling Cost of fully furnished Apartments/Building:
 2 bedrooms - $55,000.00
 3 bedrooms - $100,000.00
 4 bedrooms - $135,000.00
 5 bedrooms - $160,000.00
Stage of project: We are at the start up stage and ready to move into full project construction. We have already acquired some lands and ready to start development.
Project Justification: There is a huge housing deficit of over One Million which the government is finding it difficult to address; currently the private sector is the driving force to provide accommodation to meet this housing deficit, the government has urged the private sector and individuals to seek partnerships and funding to assist.
Progress on The Project: We will submit to the investor monthly, quarterly and yearly progress report on the project and business sales and profitability returns.
Project Timeline and Key Milestone: The project will last for a period of 10 years after which the debt will be paid back or otherwise requested by investor for a joint partnership after the repayment period elapse.
Funding Requested: Funding in the amount of $2,000,000 is requested for purchase of machinery and construction equipment for the construction of housing units and provision of road network and other facilities for the community.

JUSTIFICATION FOR THIS IDEA
The current opportunities are enormous for now due to the high demand for affordable houses which stands at a gap of over one million.
The Housing Business is rising suddenly due to the ever increasing population growth, future infrastructure developments and increasing trend of Ghanaians for good living.
We are confident that we will make huge profit through the direct/outright sale, rent and mortgage of the properties.

USE OF FINANCING AND OFFERING TO INVESTORS
Funds will be used to acquire new construction equipment and for the development and construction of affordable housing units. We will also acquire additional lands for the same purpose with a budgeted portion of the fund.
The investor will be paid a return on the investment and will also have the option of owing part of the business in equity form.

Currently, there are a lot of competitors in the industry. Direct competitors includes Buena Vista homes, Devtraco homes, Noble Real estates, etc.
Indirect competitors includes private landlords and Real estate agents.
We are so different from these firms and individuals in the sense that we build the homes, rent them out to this individuals and mortgage them to them which they will pay over a period of time. we also acquire the lands and build to customers specification. We are going to sustain our advantage through customer referrals and also provision of affordable housing units.

The current opportunities are enormous for now due to the high demand for affordable houses which stands at a gap of over one million.
The Housing Business is rising suddenly due to the ever increasing population growth, future infrastructure developments and increasing trend of Ghanaians for good living.
We are confident that we will make huge profit through the direct/outright sale, rent and mortgage of the properties.

Funds will be used to acquire new construction equipment and for the development and construction of affordable housing units. We are confident in using the funds efficiently to derive the necessary benefits for which the fund is being sort for. We will also acquire additional lands for the same purpose with a budgeted portion of the fund.

The investor will be paid a return on the investment and will also have the option of owing part of the business in equity form or as maybe agreed by both parties.
To protect his investment, the investor will be engaged where the need arise to contribute towards the success of the business.